How to save a lot of money?
So, the basic rules are: 1. HOW NOT TO. Everyone around here advises you to save 10% of your income - that's nonsense, forget it. In a year you will have accumulated the amount of your monthly income. It is unlikely that with this money you can buy an apartment or a car. HOW TO DO IT Set a clear and precise goal. For example, I want to buy a car for one million rubles. In order to buy such a car in 2 years, you need to save 1 million/24 months = 41.7 thousand per month. 83.4 thousand a month to buy a car in a year. 2. HOW NOT TO DO IT. I will save money on everything, only to save for my dream; it doesn't work, and very soon you will get bored, lose your temper, and spend all the money you have saved HOW TO. Accurately calculate how much money you need per day, per week, per month. Calculate where the money goes, and consider what you are ready to give up. Make a savings plan: write down how much money you should have tomorrow, in a week, in a month, taking into account the ne...